Detailed Syllabus & Hourly Breakdown

Hour 1: Money Mindset & The Basics of Budgeting

• Debunking common financial myths.
• The 50/30/20 Rule: Managing pocket money, stipends, or first salaries.
• Tracking expenses and automating savings.

Hour 2: Introduction to Investing & Compound Interest

• The power of starting early: How compound interest works ($A = P(1 + r/n)^{nt}$).
• Understanding asset classes: Mutual funds, SIPs, Index Funds, Equity, and Debt.
• Activity: Calculating future returns using an online SIP calculator.

Hour 3: Managing Debt, Taxes, and Inflation

• Good debt vs. bad debt (credit cards, education loans).
• How inflation erodes purchasing power and why keeping money in a savings account loses value.
• Basics of taxation for beginners.

Hour 4: The FinTok/Influencer Approach to Finance

• Analyzing Sharan Hegde-style content: Making finance fun and viral.
• Spotting financial scams and misleading online advice ("Finfluencer" red flags).

Objective

Demystifying personal finance, budgeting, and Gen-Z investing through a highly engaging, practical lens.